If you’re planning to dock your boat for an extended period and won’t be able to monitor it daily, it’s advisable to consider adding insurance protection to your boat insurance policy.
Enhanced Security with Increased Insurance
Boosting your insurance coverage offers the peace of mind and protection you need when you’re unable to keep a daily eye on your boat. Boat insurance coverage safeguards the materials your boat is constructed from, along with navigational aids, furnishings, fishing equipment, and other valuable items you use when operating your boat.
Personalizing Your Boat Insurance
You have the option to tailor your boat policy to your specific needs. For instance, you might choose to add extra personal property coverage for your boat while it’s docked. This coverage can protect your boat against vandalism, theft, and even natural disasters.
Specialized Add-On Insurance Coverage
Add-on coverage is a specialized insurance type that provides protection for unique circumstances. This coverage type is worth considering if your boat is at moderate risk of damage or theft.
For example, a standard boat insurance policy might not offer the required protection level if you own a limited-edition boat with unique features. In such cases, you can opt for add-on coverage that provides enhanced protection for your watercraft. This additional coverage might cover your towing essentials, navigational aids, upholstery, and other valuable items not adequately covered by your standard insurance policy.
Reach Out to an Insurance Agent in Kansas City, MO
Contact our agents at Rich Insurance Agency LLC. During your consultation, share details about your boat and docking preferences. Our agents will then recommend suitable boat insurance products for you.
