RV Insurance in Missouri

Having a recreational vehicle is a great way to take your home with you anywhere. But that RV needs to be insured to protect you and everyone else on the road. Your RV policy needs to be customized to your RV and how it's used. RVs are used differently by different people, and your policy will need to reflect that. When you need your RV in Missouri protected by insurance, call us at Rich Insurance Agency LLC in Kansas City, MO to find out more and get started.

How You Use Your RV

There are different classes of RV owners based on how often they use their RV. Some full-timers live in their RV all the time. They need that reflected in their policy because with more RV use comes more risk of accidents and other incidents. Many RV owners use theirs occasionally, and others rarely. The amount of usage will affect the premium rate of the insurance policy.

RV Classes

Every RV is placed into one of three RV classes. Each of the classes has to do with the size of the RV as well as its design. There are small RVs, mid-size vehicles, and very large RVs that are converted from buses. When you get your RV insurance, your policy will include the classification of your vehicle as being in class A, B, or C. Different RV classes have different insurance policies and prices.

Insure Your RV

Your RV needs to be insured so that you're covered in case of an accident or other damaging event. You need at least liability coverage so the policy can pay for the damage done to others. If you don't drive your RV very often, it still needs to be protected by an insurance policy. If you're getting an RV in Missouri, call us today at Rich Insurance Agency LLC in Kansas City, MO.