When you’re a homeowner, part of your responsibilities will be to purchase home insurance to protect your assets. If you live near Kansas City, MO, and want help making home insurance choices, our team at Rich Insurance Agency LLC is ready to help offer you a full range of home insurance choices. We’ve been working with homeowners in your area since 2010.
Do You Need Earthquake Insurance?
One of the aspects that homeowners must consider is how their local weather conditions might have an impact on their homes. For example, according to the Missouri Department of Insurance, Missouri is the third largest state in terms of buying earthquake insurance. Since earthquake insurance isn’t part of a standard homeowner’s policy, you need to consider purchasing an earthquake insurance policy. This policy will be separate from your main home policy and will only cover damage caused directly by an earthquake.
Your earthquake insurance will specifically include any damage to your home caused by the shaking and upheaval caused by an earthquake. If your home sustains fire damage or damage from burst pipes, that damage is typically covered by your standard home insurance. If an earthquake damages your car, that damage is generally covered by your auto insurance policy. Your questions about what earthquake policies can be answered by one of our experienced insurance agents.
Call Us Today for an Appointment
Wise insurance choices can make protecting your home against conditions like earthquakes easier. Our team at Rich Insurance Agency LLC is ready to help you buy the right policy for you. Homeowners in the Kansas City, MO, area can feel confident when trusting us with their insurance needs. Call us for an appointment today, and let’s talk about insurance.
