Although auto insurance is mandatory throughout Missouri, some people choose to ignore the law and drive without coverage. If one of them hits you, you can end up paying for the damages out of pocket. However, if you have the right coverage, you can drive confidently, knowing that your policy safeguards you against uninsured motorists. Uninsured motorist insurance comes with many benefits. Talk to the Rich Insurance Agency LLC team in Kansas City, MO, to add uninsured motorist insurance to your auto policy.
Reimburses Medical Bills
You can receive coverage for related medical expenses if an uninsured motorist hits your car. That includes both you and your passengers. Without this insurance, you might end up paying out of pocket for medical coverage following an accident.
Compensates for Lost Wages
Following a car accident, it’s important to focus on your health. Uninsured motorist insurance typically includes compensation for lost wages. That way, you can focus on fully recovering before you return to work — without worrying about paying your bills.
Covers Car Repairs
Damage caused by an uninsured motorist isn’t typically covered under your collision insurance. Consider adding uninsured motorist insurance to your policy to help you bear the financial burden of accident repairs. Otherwise, you could take a hit to your bank account.
Protects Against Hit-and-Run Accidents
If someone hits your car and drives away, your uninsured motorist coverage may kick in. Although most drivers would never dream of driving away from the scene of an accident, it happens. Isn’t it better to make sure your auto insurance covers this contingency?
Contact an Auto Insurance Agent in Kansas City
These are just some of the benefits of underinsured/uninsured motorist insurance. For more information about how this coverage can protect you and your family, set up a consultation with one of our knowledgeable team members.
Contact an agent at Rich Insurance Agency LLC in Kansas City, MO, to schedule an appointment for a free auto insurance quote today.
